Amy Miller - Silvercreek Realty Group | Meridian Real Estate


Although a slow, gradual approach to selling a house often proves to be ideal, there may be instances when you need to work quickly to list your home. In fact, some of the primary reasons why an individual may try to accelerate the home selling process include:

1. You are planning to move to a new house right away.

If you recently submitted an offer on a house that is contingent on selling your current residence, you may need to act fast to sell your present home. Otherwise, you may miss out on the opportunity to finalize the purchase of your dream residence.

For home sellers who face a time crunch, there is no need to worry. If you collaborate with a real estate agent, you can get the help that you need to enjoy a quick, seamless home selling experience.

Typically, a real estate agent will learn about your home selling goals. This housing market professional then will craft a strategy to help you sell your house within your designated time frame. That way, you can boost the likelihood of getting the best-possible price for your residence, regardless of how much time is at your disposal.

2. You know exactly what your house is worth.

A diligent home seller likely knows all about the condition of his or her residence. Thus, this seller should have no trouble setting a competitive price for his or her house, increasing the possibility of a fast home sale.

To determine a "fair" value for a home, it generally helps to conduct a house appraisal. During an appraisal, a property expert will examine a residence and provide a valuation. Next, you can use this valuation to establish a competitive price for your house.

Also, it may be beneficial to complete a home inspection prior to listing a residence. An inspection will help you identify any "hidden" home problems and ensure you can address these issues before they escalate.

3. You understand the local housing market.

The real estate market can be complex, particularly for home sellers who face pressure to sell their residences as quickly as possible. Luckily, a home seller who knows the ins and outs of the housing market can improve his or her chances of achieving the best-possible results.

To learn about the housing market, you may want to consult with a real estate agent. In addition to guiding you along the home selling process, a real estate agent can teach you about the local housing market. By doing so, a real estate agent can help you make informed decisions at each stage of the home selling journey.

Furthermore, a real estate agent is available to respond to your home selling concerns and questions. And if you're ever uncertain about whether to accept an offer on your house, a real estate agent is happy to provide expert recommendations.

Want to list your house? Plan ahead as much as you can, and you can quickly navigate the home selling cycle.


The spare room. How is it that they always seem to be a catchall for random household items and never quite turn into a useable room? If you’re tired of walking by your spare room and it’s dismal mish-mash state keep reading for tips to turn it into a room you’ll be excited to use. Art studio. Whether you were born with a paintbrush in hand, haven’t touched one since high school or have always wanted to learn how an art studio can bring creativity into your life and home. Invest in an easel and a paint set to get started. But be sure to cover the floors for easy clean up! Unless that is you want to go for the splattered look. Reading room. Turn your spare room into a cozy reading nook by installing floor to ceiling bookshelves and some reading chairs. Create a room others will envy by building a window seat snug between two bookcases. Add ambiance with thick, ornate curtains and a plush area rug. Music room. Have you been longing to learn piano or guitar for years? Set your spare room up to be a practice space by installing soundproof walls and adding some instruments. Hooks on walls to hang your growing guitar collection or a small bookshelf for sheet music will keep your room neat and organized. Crafting room. If you have more craft supplies than you know what to do with you would probably benefit from a craft room. By dedicating space to your hobby you can organize your projects to be picked up at will and safely stored when you are ready to dive back in. If you have more than one craft you prefer you can even set up station dedicated to each one throughout your room. Add a cozy sitting chair for knitting or needlepoint or a large desk for scrapbooking or sewing. Playroom. Give your kids a space of their own by creating a playroom to store all their toys and have ample room to play with them. The extra space allows you to add fun playtime extras like a rug with a racetrack printed on it or a large dollhouse. A playroom also helps kids transition from playtime to other activities throughout the day. Movie theater. If you are a movie buff consider turning your spare room into the ultimate home movie theater experience. Large reclining chairs with cupholders add the comfort of the movie going experience. Pick up a screen projector and popcorn machine to recreate that theater feel. Home office Don’t let the extra space your spare room offers go to waste. Clear out any clutter that’s built up over the years and dedicate it to a new hobby, a long loved pastime or a place for your family to gather and spend time. Your options are endless so get creative and then get to work!

Many Americans who purchased their home when they had lower credit, a shorter employment history, and less money stand to gain from refinancing their mortgages. However, most miss out on this opportunity or don’t realize it in time to save potentially thousands in interest payments.

According to recent data, 5.2 million Americans could save, on average, $215 per month if they refinanced their loan. But many homeowners are hesitant to refinance.

Whether it’s because of the inconvenience, the cost of refinancing, the worries about something going wrong, or uncertainty about whether they’ll actually save money if they go through the process, millions of homeowners are missing out.

So, in this article, we’re going to talk about some reasons it may be a good idea for you to refinance. If you’re one of the millions of Americans with a mortgage who are thinking about refinancing, this post is for you.

Riding the wave of the economy

Interest rates on home loans are historically low right now. As a result, homeowners can save by refinancing simply due to changing tides of the real estate market. Although mortgage rates have increased slightly over the past two years, they’re still on the low end, so this could be your last chance to save.

To consolidate your debt

Credit cards, auto loans, and other forms of debt can add up quickly. If you have a high-interest rate on your other debts, refinancing could be a good way to consolidate and save.

This can be achieved through a home equity loan or by refinancing with a cash-out option. This means you refinance your mortgage for more than you currently owe and take the remainder in cash to pay off your other debts with high-interest payments.

Typically, you need to have at least 20% equity (or have paid off 20% of your mortgage) to be eligible for this option.

Small percentages count for more now

It was once said that refinancing only made sense if you would receive a lower interest rate of at least 1-2%. However, with the prices of homes increasing over the years, sometimes even a small change, such as .75% is enough to save you substantial money on your repayment.

You’re able to repay early

One of the best ways to save on a home loan is by refinancing to a shorter term. Going from a 30-year loan to a 15-year loan can save you thousands. There are several calculators available for free online that will enable you to estimate how much you could save by refinancing to a 15-year mortgage.

You got a raise

One of the best times to refinance is when you can be certain that you can afford to pay off your loan sooner. As people progress in their career, it isn’t uncommon for them to refinance their loan so that they can spend more each month but save in the long run.

Since you have a higher income, and likely higher credit, you can also refinance a variable rate loan to lock in a lower fixed rate.



Do you have countless pairs of pants, shirts and shoes? Do you ever wonder where you put that favorite top? Or why all of your pants fit in a certain space last month but they don’t now? Closet struggles are common but there are ways to fix those problems. Here are a few favorite tips for making the most of your closet: Donate, Sell or Toss: First and foremost, go through everything in your closet. A good rule to live by is to get rid of anything you haven’t worn in the last year (unless it’s a specialty item such as a dress for a wedding). We tend to hold onto things that we hope one day will fit again or will come back into style but those are not wise ways to think when you are trying to optimize space in your closet. From there it is up to you what to donate, sell or toss. Organize: Next is to organize. Make piles of what’s left based on clothing type and then organize by color. This will make your life so much easier when it comes to looking for clothes. You’ll know exactly where each type of clothing is if you put them all together and if you categorize by color you’ll always be able to find what you’re looking for. Systems & Layout: If your current layout isn’t working for you then maybe it’s time to reassess and purchase a new closet system. Simple systems can be found at many retailers such as Wal-Mart and Home Depot. If you are looking for more intricate pieces and systems that aren’t too costly then your best bet is IKEA. Consider adding a wardrobe or additional closet to your space if everything won’t fit in your current closet. IKEA’s closets and closet systems are fairly customizable so you can choose for what works for you. Best practices: For drawers, fold clothing and stack vertically so that they are stacked from the front of your drawer to the back. This will allow you to see each piece of clothing in your drawers so you’ll never need to dig through to find what you’re looking for. Clear storage boxes are perfect for shoes, belts and accessories. You’ll be able to see inside and won’t lose track of your stuff. It’s important to take into account the size of your closet, if you have additional space to add in other furniture for storage, and the type of system/storage that will work best for you and your wardrobe. If you have a lot of items that need to be hung or you just prefer to hang your clothes then you will want to go with a system that has more hanging space than drawer space and vice versa if you like to fold your clothes and store in drawers. Be mindful of your space and your stuff and you’re on you way to an organized closet.

Tiny houses are all the rage. There are even multiple shows on HGTV based solely on tiny houses. So why is there so much hype around this type of home? And is it just a fad or are tiny homes here to stay? A tiny house is somewhere between 100 and 400 square feet. Some tiny homes have a loft bedroom while some keep it on the main floor. For added living space, some tiny homes have an outdoor shower and toilet. They also contain a small kitchen and living room area. There is very minimal storage in tiny homes (obviously). Tiny houses are on wheels so you can travel with your home or buy/rent a plot of land to keep it on. Let’s take a look at why tiny homes are so popular. Simplistic life: As detailed above, tiny homes are, as the name suggests, tiny. And with that comes a simplistic life. You cannot have bounds of ‘things’ as there is just not enough storage. Therefore, tiny homes bring you back to the basics, just the necessities. This is often an important reason why many are transitioning to tiny homes. So many live too large with too much stuff and at some point it just becomes too much. More money for experiences: There are countless people living paycheck to paycheck and a large majority of that has to do with their mortgage. Even the smallest homes can cost between $100,000 to $150,000, but many tiny homes range between $35,000 and $75,000. Purchasing a tiny home will leave you with a smaller mortgage and therefore more disposable income to spend on life experiences or even saving for retirement. Who doesn’t want to travel to world rather than sitting in your home for the rest of your life because all of your money went to paying for it? More free time: With a drastically smaller space than normal homes that leaves you with less cleaning and maintenance. Therefore, leaving you with more time in life to do other things. Also, since you have a much smaller mortgage you may not need to work that 60-hour corporate job anymore. You can take a much less demanding job or career, working fewer hours and making less money, but having the additional time to really experience life. So what do you think? Do you think you could see yourself living in a tiny home?



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